Anyone with experience out there?Yes. The lady was very welcoming & it seemed helpful but I've never heard of them before. I recently came across a Lexington Law ad & contacted them for more info. It’s $59/month and they dispute 5 negative items per month on each of the three bureaus. Edit: I have used them before with positive results over a period of 6 months (credit score increased significantly). Have high credit card balances?
I made a huge mistake and it cost my score to drop by 80 points. I want to keep interest rates down.You don't need someone else to help repair your credit.New comments cannot be posted and votes cannot be castLearn about budgeting, saving, getting out of debt, credit, investing, and retirement planning.
There was no reason for them to swindle; they have a solid service that stands up without gimmicks.Unless you have a lot of messy and current items on your card I would do everything myselfNo personal experience, but havnt heard many good things about them. Communicate with them. Lexington Law is quick to highlight that their services are not guaranteed. It tends to carry more weight and can be more effective in some situations.Seeing your edit - the main thing that will cause your credit score to go up is time and making on-time payments.
Bills in collections? Thank you for the link!!
I will research it as well to see if I can do anything more than what they already provide.I highly recommend the creditboard.com forums for credit repairs advice. I did not have that in my budget and it threw a wrench in my budgeting as well as short term planning.As far as time sensitive, the only thing I plan on doing in the next year is purchase a home and refi my car loan. I just signed my wife and I up for Lexington Law to repair our credit. I'd call and cancel and try to get your money back: There's nothing they're going to do that you can't easily do yourself.I actually worked for them for a hot second. I wish I could remember the exact term they use.... but basically it's a letter that comes addressed from the lawyers instead of addressed from you on your behalf.
There are so many little things you can do. Did something further happen since the last time you used LL that hurt your credit score again?I'd encourage you to, instead of focus on credit repair, work on financial planning so that you don't have more negative credit events in the future. Credit score is up by about 100 points about a year later with a combo of using them, making early payments over the minimum and increasing my credit lines. https://bestcompany.com/credit-repair/company/lexington-law-reviews Depending on your situation, they can work wondersThat being said, a lot of what they do you can do yourself, but the same logic applies to lots of things. Typically, the amount of debt isn’t enough for them to bother suing.I used them and within two months they’d removed all my negative marks except for two delinquent payments from several years ago. If you do nothing wrong, your credit score should go up over 6 months.If you can share some background on what has damaged your credit score, we may be able to make recommendations. Has anyone had experience with them, good or bad, that can provide any helpful tips to better our experience? I just signed my wife and I up for Lexington Law to repair our credit. DO NOTUSE THIS COMPANY!!
By using our Services or clicking I agree, you agree to our use of cookies. And that’s awesome but from what Iv seen on here the general thought on that firm is avoid it. If you have questions I'm happy to help where I can :)ALSO! It was for the first month only and the second month we were each charged. I do need a lot of help & thought they would be a good resource.
they will supposedly drag the whole process out and keep charging you.I’m sure people have had genuine success with them.
You can move your house by yourself, fix your car etc. This would end up with me having to pay the collection and having worse credit than before. assuming they WILL happen is incorrect.neither one of these is true. In the process they will wake a sleeping giant, and the Collection Agency will attempt to sue me.
I do need a lot of help & thought they would be a good resource. However depending on what's on your report, sometimes you're better off on your own. With the hours I put in for work, I am more than willing to pay. I have been working since and now am finally back to stability where I can concentrate on the damage that unemployment caused. That's right 80 points. However keep in mind they are a business. This company is not yet accredited.See reviews below to learn more or submit your own review.. Lexington Law is a firm focused on credit repair. 335 reviews of Lexington Law "This was hands down the best decision I've made in 2020. They do what they can to truly help people. And since they get paid by the month (I think?) They will try to force you to not cancel. I have used them and have had great success. Offer them a smaller settlement and ask for a "Payment for deletion" get that in writing prior to paying too. They told me it'll be like $130 a month.Lexington cannot do anything that you cannot do yourself. How long did it take for you to start seeing results?You should check out SkyBlue. Most credit repair companies in the United States field a mix of both good & bad reviews, and Lexington Law is no exception.
In the beginning, they have you start off with a call with a "paralegal" to set up a payment plan and a "plan" to get a higher credit score. Some of them can be really aggressive about it too. We are here to support you if you need an advice on closing/opening a credit card, removing negative information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more.Press J to jump to the feed. Just know that Lexington can help, but you will plateau and they WILL try to tell you they're still doing things and helping.
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